BubblyPhone
RatesGet a US Number
Sign InGet Started
or
RatesGet a US NumberLocal NumbersToolsHubiOS AppAndroid AppAI Agents
Sign In with EmailGet Started
BubblyPhone

Affordable international calling for everyone. Crystal-clear calls to 100+ countries with transparent per-minute pricing.

100+ CountriesNo Hidden FeesWebRTC Powered

Product

  • Rates Calculator
  • Local US Numbers
  • Getting Started
  • iOS App
  • Android App
  • Business Solutions
  • For Businesses
  • AI Agent API

Learn

  • About BubblyPhone
  • Knowledge Hub
  • Blog
  • What is WebRTC?
  • VoIP Explained
  • Contact Us
  • Give Feedback

Support

  • Help Center
  • Getting Started
  • Making Calls
  • Call Statuses
  • Why Calls Fail
  • Call Details
  • Transcription
  • Connection Test
  • Managing Contacts
  • Mobile Apps
  • Billing & Credits
  • Refunds
  • Account Settings
  • Troubleshooting
  • Error Codes

Compare

  • vs Rebtel
  • vs Yolla
  • vs Skype
  • vs Dialpad
  • vs Google Voice
  • All Comparisons

Legal

  • Privacy Policy
  • Terms of Service
  • Cookie Policy
  • Acceptable Use
  • Extension Privacy

Reference

Country Codes
US +1India +91Turkey +90Pakistan +92Germany +49Philippines +63Mexico +52UK +44Canada +1Australia +61France +33Japan +81Brazil +55China +86Italy +39Russia +7South Africa +27Nigeria +234Egypt +20Indonesia +62Vietnam +84Thailand +66Malaysia +60
Free Tools
All ToolsCountry Code LookupBest Time to CallCall Cost CalculatorCall Duration CalculatorPhone ValidatorVirtual Number CheckerArea Code LookupDialing GuideRoaming CalculatorCurrency ConverterSMS Character CounterSpam Number CheckerHoliday CalendarEmergency NumbersMicrophone TestCarrier LookupVoIP Speed TestCall Recording LawsWhatsApp Link GeneratorNumber FormatterQR Code GeneratorDTMF Tone GeneratorMorse Code TranslatorVoice RecorderVanity Number ConverterConference Call Planner
Popular Destinations
Call IndiaCall PhilippinesCall MexicoCall PakistanIndia RatesPhilippines RatesMexico RatesPakistan Rates
Local US Numbers
All StatesCalifornia NumbersDelaware NumbersFlorida NumbersGeorgia NumbersIllinois NumbersNevada NumbersNew York NumbersTexas NumbersWashington NumbersWyoming Numbers
Dialing Guides
How to Dial IndiaHow to Dial MexicoHow to Dial PhilippinesHow to Dial PakistanInternational CallingHow to Make Calls
Browse the Hub
Country CodesArea CodesFree CallingCountry GuidesComparisonsGuidesUse Cases

Stay in the loop

New rates, features and calling tips — no spam.

More Projects by Vadim

DialMiloValue Agents

© 2026 BubblyPhone. All rights reserved.

Built by Vadim·𝕏in
Home/Knowledge Hub/904 Area Code: Jacksonville FL — Location, Cities & Scam Guide (2026)

904 Area Code: Jacksonville FL — Location, Cities & Scam Guide (2026)

April 20, 202612 min readBubblyPhone Team

Area code 904 covers Jacksonville and northeast Florida. Complete guide: 7 counties, 25+ cities, Eastern timezone, scam stats, history from 1965, and the new 324 overlay.

Jacksonville Florida skyline with downtown towers reflected in the St. Johns River at golden hour — the heart of the 904 area code

Area code 904 covers Jacksonville and northeast Florida — the First Coast region spanning from Atlantic beaches to rural Baker County. It serves approximately 1.65 million people across 7 counties, with Jacksonville as its dominant city. The timezone is Eastern (ET), and since January 2024, the 324 overlay shares the same territory.

Below: complete coverage details, the 904's history from 1965 through four splits, Jacksonville's genuinely fascinating backstory, real scam data, and answers to every common question about this area code.

904 Area Code — Quick Facts

State

Florida

Major City

Jacksonville (pop. 1.6M metro)

Counties

Duval, St. Johns, Clay, Nassau, Baker, Bradford, Union

Time Zone

Eastern (ET / UTC-5)

Type

Geographic (split from 305)

Introduced

July 11, 1965

Population Served

~1,650,298

Overlay Code

324 (added 2024)

Cities in the 904 Area Code

The 904 covers 25+ communities, but Jacksonville dominates — it accounts for over 97% of the area code's population due to its enormous geographic size (more on that below).

CityCountyPopulationNote
JacksonvilleDuval1,605,848Largest city by area in contiguous US
Fleming IslandClay29,142Planned community, Black Creek
Jacksonville BeachDuval23,830Atlantic coast, surfing
St. AugustineSt. Johns14,329Oldest city in the US (1565)
Orange ParkClay9,137Suburban, Clay County seat area
MiddleburgClay15,040Rural/suburban, Black Creek corridor
Fernandina BeachNassau13,256Amelia Island, shrimping heritage
YuleeNassau17,600Fastest-growing community in region
Ponte Vedra BeachSt. Johns32,249PGA Tour HQ, TPC Sawgrass
MacclennyBaker7,350Baker County seat

Counties Covered

CountyPopulation% of 904County Seat
Duval995,56760.3%Jacksonville
St. Johns273,42516.6%St. Augustine
Clay218,24513.2%Green Cove Springs
Nassau90,3525.5%Fernandina Beach
Bradford28,3031.7%Starke
Baker28,2591.7%Macclenny
Union16,1471.0%Lake Butler

904 Area Code History

The 904 started as a code covering half of Florida. Through four splits over 36 years, it shrank to its current northeast Florida footprint — but not without a fight.

305

1947 — Original

AT&T assigns area code 305 to the entire state of Florida — one code for 2.7 million people.

904

1965 — Split

Northern Florida splits from 305. Area code 904 becomes the 121st code in the US — covering everything from Jacksonville to Panama City.

352

1995 — Split

Ocala and Gainesville split off. NANPA briefly proposed reassigning Jacksonville to 234, but fierce public opposition kept 904 in Jax.

850

1997 — Split

Tallahassee, Pensacola, and Panama City break away. 904 shrinks to northeast Florida only.

386

2001 — Split

Daytona Beach and surrounding areas split off. 904 becomes exclusively the Jacksonville metro/First Coast region.

324

2024 — Overlay

Overlay added to address number exhaustion. 10-digit dialing mandatory since January 29, 2024. New numbers may be 324 or 904.

The Fight to Keep 904: Jacksonville Almost Became "234"

In 1995, when the first split was planned, NANPA's original proposal would have given the Ocala/Gainesville region the existing 904 code — and reassigned Jacksonville to the brand-new area code 234.

The business community erupted. Reprinting stationery, updating systems, and losing an identity that had been Jacksonville's since 1965 — all because a smaller region wanted to keep the incumbent code.

The Florida Public Service Commission, backed by NANPA and the FCC, reversed course. Jacksonville kept 904. Ocala and Gainesville received the new code (352 instead of 234 — which was later assigned to northeast Ohio in 2000). The episode cemented "904" as a point of local pride — you'll see it on bumper stickers, tattoos, and the Jacksonville Jaguars fanbase to this day.

In 2023, NumberBarn ranked 904 as the 11th most popular area code in the United States — a reflection of how deeply the number is embedded in First Coast identity.

Jacksonville: The City Behind the 904

Largest City by Land Area in the Contiguous US

Jacksonville covers 840+ square miles — larger than New York City, Los Angeles, and Chicago combined by area. This isn't because of sprawl in the traditional sense. In 1968, Jacksonville and Duval County merged in a city-county consolidation, making Jacksonville one of the only major US cities that is its county.

The consolidation was driven by corruption scandals and a desire to unify fragmented services. It means Jacksonville's city limits include dense urban cores, suburban neighborhoods, rural farmland, and Atlantic beaches — all under one government.

The Great Fire of 1901

On May 3, 1901, a spark from a mattress factory ignited Spanish moss drying on a nearby fence. Within eight hours, the fire consumed 146 city blocks, destroyed 2,368 buildings, and left nearly 10,000 people homeless — almost half the city's population. Damage totaled $15 million (approximately $2 billion in today's dollars).

It remains the third-largest urban fire in US history, after the Great Chicago Fire (1871) and the 1906 San Francisco earthquake fire. The disaster forced Jacksonville to rebuild from scratch — the Prairie School and Chicago School architecture of downtown Jacksonville today dates from this reconstruction era.

The Winter Film Capital of the World

Between 1908 and the early 1920s, Jacksonville was America's filmmaking hub — not Hollywood. Over 30 studios operated in the city, drawn by year-round sunlight, diverse landscapes (beaches, rivers, swamps, urban streets), and cheap land.

Oliver Hardy (before teaming with Stan Laurel) and Fatty Arbuckle filmed extensively in Jacksonville. The Kalem Company, Vim Comedy, and Eagle Film City were major studios based here.

So why did Hollywood win? Jacksonville's conservative mayor John T. Purroy and city council grew hostile to the film industry — objecting to car chases through city streets, scenes depicting crime, and the rowdy lifestyles of early movie stars. By 1920, most studios had relocated to the more permissive environment of southern California.

Third-Largest Military Presence in the US

The Jacksonville region hosts the third-largest military presence in the United States, contributing $6.1 billion annually to the local economy. Major installations include:

  • Naval Station Mayport — one of three major Navy fleet concentration areas on the US East Coast
  • Naval Air Station Jacksonville — P-8A Poseidon maritime patrol aircraft
  • US Marine Corps Blount Island Command — prepositioning of maritime equipment
  • Naval Submarine Base Kings Bay — nearby in Georgia, Trident submarine base

The Port of Jacksonville (JAXPORT) contributes an additional $31.1 billion annually to the metro economy — one of the busiest ports on the South Atlantic coast, handling containerized cargo, automobiles, and military logistics.

St. Augustine: Oldest City in the US

The 904 area code also covers St. Augustine, founded by Spanish explorers in 1565 — 55 years before the Pilgrims landed at Plymouth Rock and 42 years before Jamestown. It's the oldest continuously occupied European-established settlement in the United States. The Castillo de San Marcos (a 17th-century Spanish stone fortress), Flagler College, and the St. Augustine Lighthouse are major landmarks within the 904.

Time Zone & Best Calling Times

The entire 904 area code is in the Eastern Time Zone (ET) — UTC-5 during standard time and UTC-4 during daylight saving time (second Sunday in March through first Sunday in November).

Your Time ZoneBest Time to Call 904Offset
Pacific (PT)6:00 AM – 3:00 PM your time+3 hours
Mountain (MT)7:00 AM – 4:00 PM your time+2 hours
Central (CT)8:00 AM – 5:00 PM your time+1 hour
UK (GMT/BST)2:00 PM – 11:00 PM your time-5 hours
India (IST)6:30 PM – 3:30 AM your time-9.5 hours

904 Area Code: Scam & Spam Analysis

Area code 904 is not a scam area code — it serves 1.65 million real people. However, scammers spoof 904 numbers to appear local. Here's what the actual spam data looks like:

Top Spam Call Categories (904)

9.98%
Health Insurance
9.98%
Auto Warranty
9.52%
Medicare / Medicaid
4.99%
Mortgage Loans
4.99%
Solar Panels

Common 904 Scam Schemes

  • Social Security "suspension" — automated call claims your SSN is suspended due to fraud; demands immediate action
  • Medicare/Florida Blue verification — targets seniors, asks to "verify" Medicare number, offers "free" back braces or pain creams
  • Aggressive debt collection — harasses with constant calls demanding payment for debts you don't owe
  • Auto warranty expiration — prerecorded message about your vehicle's "extended warranty"

Call Pattern Breakdown

45.8%

Live Voice

37.4%

Prerecorded

16.6%

Text Message

0.2%

Abandoned

How to Call a 904 Number

Calling FromFormat
Within 904/324 (local)904-XXX-XXXX (10-digit mandatory)
Another US area code1-904-XXX-XXXX
Mobile (international)+1-904-XXX-XXXX
Landline from UK00-1-904-XXX-XXXX
Landline from India00-1-904-XXX-XXXX
Landline from Australia0011-1-904-XXX-XXXX

Related Area Codes

All of these area codes were either split from 904 or share its territory:

324Overlay (same region, 2024)
386Daytona Beach (split 2001)
352Gainesville/Ocala (split 1995)
850Tallahassee/Panhandle (split 1997)
305Miami (the original parent)
912Savannah GA (neighbor)

Frequently Asked Questions — 904 Area Code

Need a Jacksonville Phone Number?

Get a 904 area code number with BubblyPhone — instant activation, no contracts, works anywhere in the world. Call Jacksonville locals at the cheapest rates.

Get Your 904 Number

Related guides

206 Area Code: Seattle WA Location, Time Zone & Scam Alert (2026)212 Area Code: Manhattan NYC Location, Overlays & Spam Check213 Area Code — Downtown Los Angeles: Cities, History & Scam Risk251 Area Code: Mobile, Alabama & Gulf Coast Complete Guide (2026)358 Area Code: Is It Real? Lakeland FL (863) & Finland (+358) Guide561 Area Code: West Palm Beach FL Location, Time Zone & Scam Check (2026)254 Area Code: Killeen, Waco & Central Texas Complete Guide (2026)255 Area Code: Is It Real? Huntsville AL (256) & Tanzania (+255) Guide