904 Area Code: Jacksonville FL — Location, Cities & Scam Guide (2026)
Area code 904 covers Jacksonville and northeast Florida. Complete guide: 7 counties, 25+ cities, Eastern timezone, scam stats, history from 1965, and the new 324 overlay.

Area code 904 covers Jacksonville and northeast Florida — the First Coast region spanning from Atlantic beaches to rural Baker County. It serves approximately 1.65 million people across 7 counties, with Jacksonville as its dominant city. The timezone is Eastern (ET), and since January 2024, the 324 overlay shares the same territory.
Below: complete coverage details, the 904's history from 1965 through four splits, Jacksonville's genuinely fascinating backstory, real scam data, and answers to every common question about this area code.
904 Area Code — Quick Facts
State
Florida
Major City
Jacksonville (pop. 1.6M metro)
Counties
Duval, St. Johns, Clay, Nassau, Baker, Bradford, Union
Time Zone
Eastern (ET / UTC-5)
Type
Geographic (split from 305)
Introduced
July 11, 1965
Population Served
~1,650,298
Overlay Code
324 (added 2024)
Cities in the 904 Area Code
The 904 covers 25+ communities, but Jacksonville dominates — it accounts for over 97% of the area code's population due to its enormous geographic size (more on that below).
| City | County | Population |
|---|---|---|
| Jacksonville | Duval | 1,605,848 |
| Fleming Island | Clay | 29,142 |
| Jacksonville Beach | Duval | 23,830 |
| St. Augustine | St. Johns | 14,329 |
| Orange Park | Clay | 9,137 |
| Middleburg | Clay | 15,040 |
| Fernandina Beach | Nassau | 13,256 |
| Yulee | Nassau | 17,600 |
| Ponte Vedra Beach | St. Johns | 32,249 |
| Macclenny | Baker | 7,350 |
Counties Covered
| County | Population | % of 904 |
|---|---|---|
| Duval | 995,567 | 60.3% |
| St. Johns | 273,425 | 16.6% |
| Clay | 218,245 | 13.2% |
| Nassau | 90,352 | 5.5% |
| Bradford | 28,303 | 1.7% |
| Baker | 28,259 | 1.7% |
| Union | 16,147 | 1.0% |
904 Area Code History
The 904 started as a code covering half of Florida. Through four splits over 36 years, it shrank to its current northeast Florida footprint — but not without a fight.
1947 — Original
AT&T assigns area code 305 to the entire state of Florida — one code for 2.7 million people.
1965 — Split
Northern Florida splits from 305. Area code 904 becomes the 121st code in the US — covering everything from Jacksonville to Panama City.
1995 — Split
Ocala and Gainesville split off. NANPA briefly proposed reassigning Jacksonville to 234, but fierce public opposition kept 904 in Jax.
1997 — Split
Tallahassee, Pensacola, and Panama City break away. 904 shrinks to northeast Florida only.
2001 — Split
Daytona Beach and surrounding areas split off. 904 becomes exclusively the Jacksonville metro/First Coast region.
2024 — Overlay
Overlay added to address number exhaustion. 10-digit dialing mandatory since January 29, 2024. New numbers may be 324 or 904.
The Fight to Keep 904: Jacksonville Almost Became "234"
In 1995, when the first split was planned, NANPA's original proposal would have given the Ocala/Gainesville region the existing 904 code — and reassigned Jacksonville to the brand-new area code 234.
The business community erupted. Reprinting stationery, updating systems, and losing an identity that had been Jacksonville's since 1965 — all because a smaller region wanted to keep the incumbent code.
The Florida Public Service Commission, backed by NANPA and the FCC, reversed course. Jacksonville kept 904. Ocala and Gainesville received the new code (352 instead of 234 — which was later assigned to northeast Ohio in 2000). The episode cemented "904" as a point of local pride — you'll see it on bumper stickers, tattoos, and the Jacksonville Jaguars fanbase to this day.
In 2023, NumberBarn ranked 904 as the 11th most popular area code in the United States — a reflection of how deeply the number is embedded in First Coast identity.
Jacksonville: The City Behind the 904
Largest City by Land Area in the Contiguous US
Jacksonville covers 840+ square miles — larger than New York City, Los Angeles, and Chicago combined by area. This isn't because of sprawl in the traditional sense. In 1968, Jacksonville and Duval County merged in a city-county consolidation, making Jacksonville one of the only major US cities that is its county.
The consolidation was driven by corruption scandals and a desire to unify fragmented services. It means Jacksonville's city limits include dense urban cores, suburban neighborhoods, rural farmland, and Atlantic beaches — all under one government.
The Great Fire of 1901
On May 3, 1901, a spark from a mattress factory ignited Spanish moss drying on a nearby fence. Within eight hours, the fire consumed 146 city blocks, destroyed 2,368 buildings, and left nearly 10,000 people homeless — almost half the city's population. Damage totaled $15 million (approximately $2 billion in today's dollars).
It remains the third-largest urban fire in US history, after the Great Chicago Fire (1871) and the 1906 San Francisco earthquake fire. The disaster forced Jacksonville to rebuild from scratch — the Prairie School and Chicago School architecture of downtown Jacksonville today dates from this reconstruction era.
The Winter Film Capital of the World
Between 1908 and the early 1920s, Jacksonville was America's filmmaking hub — not Hollywood. Over 30 studios operated in the city, drawn by year-round sunlight, diverse landscapes (beaches, rivers, swamps, urban streets), and cheap land.
Oliver Hardy (before teaming with Stan Laurel) and Fatty Arbuckle filmed extensively in Jacksonville. The Kalem Company, Vim Comedy, and Eagle Film City were major studios based here.
So why did Hollywood win? Jacksonville's conservative mayor John T. Purroy and city council grew hostile to the film industry — objecting to car chases through city streets, scenes depicting crime, and the rowdy lifestyles of early movie stars. By 1920, most studios had relocated to the more permissive environment of southern California.
Third-Largest Military Presence in the US
The Jacksonville region hosts the third-largest military presence in the United States, contributing $6.1 billion annually to the local economy. Major installations include:
- Naval Station Mayport — one of three major Navy fleet concentration areas on the US East Coast
- Naval Air Station Jacksonville — P-8A Poseidon maritime patrol aircraft
- US Marine Corps Blount Island Command — prepositioning of maritime equipment
- Naval Submarine Base Kings Bay — nearby in Georgia, Trident submarine base
The Port of Jacksonville (JAXPORT) contributes an additional $31.1 billion annually to the metro economy — one of the busiest ports on the South Atlantic coast, handling containerized cargo, automobiles, and military logistics.
St. Augustine: Oldest City in the US
The 904 area code also covers St. Augustine, founded by Spanish explorers in 1565 — 55 years before the Pilgrims landed at Plymouth Rock and 42 years before Jamestown. It's the oldest continuously occupied European-established settlement in the United States. The Castillo de San Marcos (a 17th-century Spanish stone fortress), Flagler College, and the St. Augustine Lighthouse are major landmarks within the 904.
Time Zone & Best Calling Times
The entire 904 area code is in the Eastern Time Zone (ET) — UTC-5 during standard time and UTC-4 during daylight saving time (second Sunday in March through first Sunday in November).
| Your Time Zone | Best Time to Call 904 | Offset |
|---|---|---|
| Pacific (PT) | 6:00 AM – 3:00 PM your time | +3 hours |
| Mountain (MT) | 7:00 AM – 4:00 PM your time | +2 hours |
| Central (CT) | 8:00 AM – 5:00 PM your time | +1 hour |
| UK (GMT/BST) | 2:00 PM – 11:00 PM your time | -5 hours |
| India (IST) | 6:30 PM – 3:30 AM your time | -9.5 hours |
904 Area Code: Scam & Spam Analysis
Area code 904 is not a scam area code — it serves 1.65 million real people. However, scammers spoof 904 numbers to appear local. Here's what the actual spam data looks like:
Top Spam Call Categories (904)
Common 904 Scam Schemes
- Social Security "suspension" — automated call claims your SSN is suspended due to fraud; demands immediate action
- Medicare/Florida Blue verification — targets seniors, asks to "verify" Medicare number, offers "free" back braces or pain creams
- Aggressive debt collection — harasses with constant calls demanding payment for debts you don't owe
- Auto warranty expiration — prerecorded message about your vehicle's "extended warranty"
Call Pattern Breakdown
45.8%
Live Voice
37.4%
Prerecorded
16.6%
Text Message
0.2%
Abandoned
How to Call a 904 Number
| Calling From | Format |
|---|---|
| Within 904/324 (local) | 904-XXX-XXXX (10-digit mandatory) |
| Another US area code | 1-904-XXX-XXXX |
| Mobile (international) | +1-904-XXX-XXXX |
| Landline from UK | 00-1-904-XXX-XXXX |
| Landline from India | 00-1-904-XXX-XXXX |
| Landline from Australia | 0011-1-904-XXX-XXXX |
Related Area Codes
All of these area codes were either split from 904 or share its territory:
Frequently Asked Questions — 904 Area Code
Need a Jacksonville Phone Number?
Get a 904 area code number with BubblyPhone — instant activation, no contracts, works anywhere in the world. Call Jacksonville locals at the cheapest rates.
Get Your 904 Number