Capital One phone number: verified official numbers
The main Capital One phone number is 1-800-227-4825 (Credit card customer service). From outside the US, call +1 804-934-2001 (Credit card: outside the U.S., collect, not toll-free).
Checked on capitalone.com on November 9, 2026.
All verified Capital One numbers
These are the 4 numbers Capital One publishes on its official pages. We list only what we could read there ourselves; a number missing here may still be real, so check capitalone.com before you trust one that isn't.
| Line | Number | Works from abroad |
|---|---|---|
Credit card customer service Servicing existing Capital One accounts Source: capitalone.com | 1-800-227-4825 | Usually not (toll-free) |
Credit card: outside the U.S. (collect) Credit card calls from abroad, incl. lost/stolen cards Source: capitalone.com | 1-804-934-2001 | Yes |
Bank account customer service Checking/savings customer service Hours: Automated 24/7; live support Sun–Sat 8 a.m.–11 p.m. ET Source: capitalone.com | 1-800-655-2265 | Usually not (toll-free) |
Bank: lost/stolen ATM/debit card outside the U.S. Report lost or stolen debit card from abroad Source: capitalone.com | 1-804-967-1000 | Yes |
Is this call really from Capital One?
You can't tell from caller ID alone: scammers routinely make a real Capital One number show up on your screen. The safe move is to hang up and call Capital One back on a number from the table above (or from the back of your card or an official letter), never on a number the caller gives you.
Treat these as red flags whoever the caller claims to be: pressure to act right now, threats of arrest, deportation or a frozen account, requests for gift cards, crypto or a wire transfer, and any request for a one-time passcode, PIN or full password. Got a number you don't recognize? Check it below, or run it through the spam number checker.
How to call Capital One from abroad
From outside the US, call +1 804-934-2001 (Credit card: outside the U.S., collect, not toll-free).
Toll-free numbers are paid for by the organization, and that arrangement mostly stops at the border, so a foreign mobile usually gets an error. Our guide to calling 1-800 numbers from outside the US covers the ways around it.
Not sure you have the number in the right format? The phone number validator shows how to dial it from your country. With BubblyPhone you can call a US number from your browser, billed per started minute at the rate shown before you dial.
Frequently asked questions
What is the Capital One phone number?
The main Capital One phone number is 1-800-227-4825 (Credit card customer service). From outside the US, call +1 804-934-2001 (Credit card: outside the U.S., collect, not toll-free). We copied it from capitalone.com on November 9, 2026.
Can I call Capital One from outside the US?
Yes: From outside the US, call +1 804-934-2001 (Credit card: outside the U.S., collect, not toll-free). You pay the normal per-minute rate for a call to the US.
Is 1-800-227-4825 really Capital One?
Yes, 1-800-227-4825 is published on capitalone.com as the Capital One line for Credit card customer service. But scammers can make any number appear on your caller ID, so a call showing it isn't proof. If it called you, hang up and call 1-800-227-4825 back yourself.
Sources
Every number on this page was read on an official page (capitalone.com) on November 9, 2026. Pages we checked:
- capitalone.com/contact/