Bank of America phone number: verified official numbers
The main Bank of America phone number is 800-432-1000 (Main customer service, U.S.). Hours: Mon–Fri 7 a.m.–10 p.m., Sat–Sun 8 a.m.–5 p.m. ET (lost/stolen). From outside the US, call +1 315-724-4022 (International collect, from outside the U.S., not toll-free).
Checked on bankofamerica.com on November 9, 2026.
All verified Bank of America numbers
These are the 5 numbers Bank of America publishes on its official pages. We list only what we could read there ourselves; a number missing here may still be real, so check bankofamerica.com before you trust one that isn't.
| Line | Number | Works from abroad |
|---|---|---|
Main customer service (U.S.) All account types; lost/stolen cards domestically Hours: Mon–Fri 7 a.m.–10 p.m., Sat–Sun 8 a.m.–5 p.m. ET (lost/stolen) Source: bankofamerica.com | 800-432-1000 | Usually not (toll-free) |
International collect (from outside the U.S.) Banking, ATM/debit card issues and lost/stolen debit cards from abroad Hours: Mon–Fri 8 a.m.–11 p.m. ET, Sat–Sun 8 a.m.–8 p.m. ET Source: bankofamerica.com | 1-315-724-4022 | Yes |
Credit card: lost/stolen from abroad (collect) Consumer credit card issues from outside the U.S. Hours: Mon–Fri 7 a.m.–10 p.m., Sat–Sun 8 a.m.–5 p.m. ET Source: bankofamerica.com | 1-302-738-5719 | Yes |
Consumer credit card (U.S.) Consumer credit card questions and fraud Source: bankofamerica.com | 800-732-9194 | Usually not (toll-free) |
Wire transfers: international collect Wire transfer fraud/issues from abroad Source: bankofamerica.com | 1-302-781-6374 | Yes |
Is this call really from Bank of America?
You can't tell from caller ID alone: scammers routinely make a real Bank of America number show up on your screen. The safe move is to hang up and call Bank of America back on a number from the table above (or from the back of your card or an official letter), never on a number the caller gives you.
Treat these as red flags whoever the caller claims to be: pressure to act right now, threats of arrest, deportation or a frozen account, requests for gift cards, crypto or a wire transfer, and any request for a one-time passcode, PIN or full password. Got a number you don't recognize? Check it below, or run it through the spam number checker.
How to call Bank of America from abroad
From outside the US, call +1 315-724-4022 (International collect, from outside the U.S., not toll-free).
Toll-free numbers are paid for by the organization, and that arrangement mostly stops at the border, so a foreign mobile usually gets an error. Our guide to calling 1-800 numbers from outside the US covers the ways around it.
Not sure you have the number in the right format? The phone number validator shows how to dial it from your country. With BubblyPhone you can call a US number from your browser, billed per started minute at the rate shown before you dial.
Frequently asked questions
What is the Bank of America phone number?
The main Bank of America phone number is 800-432-1000 (Main customer service, U.S.). Hours: Mon–Fri 7 a.m.–10 p.m., Sat–Sun 8 a.m.–5 p.m. ET (lost/stolen). From outside the US, call +1 315-724-4022 (International collect, from outside the U.S., not toll-free). We copied it from bankofamerica.com on November 9, 2026.
Can I call Bank of America from outside the US?
Yes: From outside the US, call +1 315-724-4022 (International collect, from outside the U.S., not toll-free). You pay the normal per-minute rate for a call to the US.
Is 800-432-1000 really Bank of America?
Yes, 800-432-1000 is published on bankofamerica.com as the Bank of America line for Main customer service, U.S.. But scammers can make any number appear on your caller ID, so a call showing it isn't proof. If it called you, hang up and call 800-432-1000 back yourself.
What are the Bank of America phone hours?
The Main customer service, U.S. line (800-432-1000) is open Mon–Fri 7 a.m.–10 p.m., Sat–Sun 8 a.m.–5 p.m. ET (lost/stolen), according to bankofamerica.com.
Sources
Every number on this page was read on an official page (bankofamerica.com) on November 9, 2026. Pages we checked:
- bankofamerica.com/customer-service/contact-us/international/
- bankofamerica.com/security-center/report-suspicious-communications/