786 Area Code: Miami FL Location, Time Zone & Scam Alert (2026)

📅 2026-02-16 ⏱️ 12 min read ✍️ BubblyPhone Team

The 786 area code overlays 305 across Miami-Dade County and the Florida Keys. Learn about Miami — the only major US city founded by a woman, the Capital of Latin America, Art Deco South Beach, Wynwood Walls, and how to call Miami internationally.

The 786 area code overlays 305 across all of Miami-Dade County and the Florida Keys. Introduced in 1998 as Florida's first overlay code, it serves 2.7+ million people in the Capital of Latin America — home to Art Deco South Beach, Wynwood Walls, Little Havana, and the only major US city founded by a woman (Julia Tuttle).

Quick Facts

  • Location: Miami, Miami Beach, Hialeah, Coral Gables, Homestead, Key West
  • Time Zone: Eastern Time (ET) — UTC-5 / UTC-4 DST
  • Created: March 1, 1998 (overlay of 305 — Florida's first overlay)
  • Related codes: 305 (original, 1947), 645 (overlay, August 2023)
  • Cultural: Pitbull = "Mr. 305"; 3:05 PM = cafecito break time

Is 786 a Scam Area Code?

South Florida consistently ranks among the top regions for consumer fraud complaints per capita. Use our Spam Number Checker to verify unknown Miami callers.

How to Call 786 Internationally

Dial exit code + 1 + 786 + 7-digit number. On mobile: +1-786-XXX-XXXX. Use Best Time to Call Miami. Check our rates.

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